Acima makes it possible for merchants to offer their customers a No Credit Needed finance option at the point of sale. Acima’s web-based merchant portal makes the entire process fast, easy and paperless. Customers are able to submit applications online, by mobile or any handheld device.
Complete our online merchant application in minutes.
We typically provide merchant approvals within 24 hours.
We'll get you up to speed within hours once you're approved.
More credit approvals for your customers means more sales.
Do you have a three-month history with your current employer or source of income?
Do you deposit $1,000 or more into your checking account each month?
Have you had a checking account for at least 90 days?
Is your checking account free from NSFs, excessive overdrafts, and negative balances?
We create and execute targeted co-op marketing campaigns that drive customers to your store who need a no-credit option.
Turn Browsers Into Buyers
Our real-time analytics engine quickly identifies and approves creditworthy consumers who couldn’t qualify based on their credit scores.
Market, Sell, Repeat
Once customers have paid off a lease, we’ll re-market to them – on your behalf – to bring them back into your store to make another purchase.
No Merchant Fee
With Acima, merchants pay absolutely nothing – zero, nada, zilch – to process a customer lease.
90-Day Payment Option
You’ll expand your customer reach and following by making a 90-day payment option available.
Multiple Repayment Options
Our lease provides your customer with multiple early payoff options and incentives paired with a tailored payment schedule designed to match their payroll dates.
Don’t take our word for it
See how we have driven revenue and new customers for thousands of merchants.
Chuck Wait Tire
Chuck Wait Tire increases sales and expands store thanks to Acima Credit. Read about their experience with Acima by clicking below.Download
Woodstock uses Acima’s No-Credit-Needed strategy to increase sales and revenue. Download the case study below.Download
Midas Automotive in Anderson and Muncie, IN gets boost in sales from Acima. Read about their success by clicking below.Download
Fabulous Optical receives up to 20 more customers a month with Acima’s No-Credit-Needed Program. Read about their success by clicking below.Download
Appliance Warehouse is gaining 25 more customers per month with Acima. Read about their success by clicking below.Download
Roadshow Tires increases business by 30% using Acima’s No-Credit-Needed program. Read about their success by clicking below.Download
Sweet Deals Mattress & Furniture
Sweet Deals Mattress & Furniture uses Acima’s No-Credit-Needed strategy to increase sales and revenue. Read about their success by clicking below.Download
See how Acima is changing the industry. Read the real experiences of our merchants.