No Credit Needed¹

Buy what you need, when you need it.
We'll give you the time to pay.

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No Credit Needed¹

We believe most of us are better than our credit histories. We are committed to seeing one’s true potential by looking beyond a credit profile.

Instant Decisions

Our proprietary technology will issue an immediate approval decision upon the completion of a brief online or mobile application.

Easy Payment Options

Take the time to pay for what you get today. We offer tailored payment schedules paired with early purchase incentives.

Case Studies

See how Acima is changing the industry. Read the real experiences of our merchants.

Learn More

Find out how Acima can increase revenue and customer satisfaction.