We’ll help you get what you need today. And you can pay over time - regardless of your credit history. Apply online, on your mobile device, or in the showroom of your favorite store. It’s easy to apply.
You apply, get approved, then you shop. It’s that simple.
Do you have a three-month history with your current employer or source of income?
Do you deposit $1,000 or more into your checking account each month?
Have you had a checking account for at least 90 days?
Is your checking account free from NSFs, excessive overdrafts, and negative balances?
Pay Over 12 Months
Choose to make all lease renewal payments to align with your payday and own the property in 12 months.
90-Day Purchase Option
Save big by paying off in under 90 days.
Early Purchase Discount
Payoff after 90 days and save 25%
or more on all outstanding payments.
No Credit Needed
While many traditional lenders may not take a chance on you - we will. Consider applying if you have low or no credit.
Partnering with credit bureaus, including Experian, means we can report your payment history directly to these bureaus.
We are committed to enriching the lives of our customers and merchants.
Lucia B. Houston, TX
Andrew M. Detroit, MI
Jenny S. San Diego, CA
Triviany M. New York, NY
Terry L. Greensboro, NC
Kathy S. Kansas City, MO
See how Acima is changing the industry. Read the real experiences of our merchants.