Acima Credit Blog

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Proposing This Valentine’s Day?

Valentine’s Day is the second most popular day to get engaged (Christmas Day holds the number one spot) so if you’ve been wishing for a promise of forever from your partner, it very well could be coming soon!

If you’re on the other side of the table and you’re thinking about popping the question this Valentine’s Day, you’re probably starting to thinkand maybe even panicabout the ring. Don’t worry, we are here to help you!

You might be aware that we partner with merchants all over the country to offer No Credit Needed financing for large purchases like appliances, furniture, tires, and wheels, but did you also know we provide simple payment options for jewelry, too?

To see if there’s a participating jeweler near you, visit the “Find a Store” page on our website and enter your zip code. Once you’ve found a retailer, you’re probably going to want to start thinking about your budget. With No Credit Needed financing, you get up to 12 months to pay – regardless of your credit score. If you pay off your lease within 90 days, we’ll simply close your account for the amount financed + $10.

You might be aware of the old “rule” that used to exist about spending 2 or 3 month’s salary on an engagement ring. Those days are, for the most part, behind us. What’s most important is that you choose something that your partner will be happy to wear every day, and something you won’t struggle paying for. The right jeweler will respect your budget and help you find something that won’t give you heart palpitations… because let’s face it, you’ll have plenty of those when you get down on one knee!

Buying an engagement ring has never been easier when you choose No Credit Needed financing from Acima Credit. It’s easy to apply and even easier to be approved. You can choose from weekly, bi-weekly, twice monthly, or monthly payment schedules designed to align with your paydays, and we report your payments to a number of credit bureaus, including Experian, so you can build your credit. To learn more, visit our website or give us a call at 801.297.1982. We’re here Monday through Saturday, 7 a.m. to 9 p.m.