Complete our online merchant application in minutes.
We typically provide merchant approvals within 24 hours.
We'll get you up to speed within hours once you're approved.
More credit approvals for your customers means more sales.
Do you have a three-month history with your current employer or source of income?
Do you deposit $1,000 or more into your checking account each month?
Have you had a checking account for at least 90 days?
Is your checking account free from NSFs, excessive overdrafts, and negative balances?
We create and execute targeted co-op marketing campaigns that drive customers to your store who need a no-credit option.
Our real-time analytics engine quickly identifies and approves creditworthy consumers who couldn’t qualify based on their credit scores.
Once customers have paid off a lease, we’ll re-market to them – on your behalf – to bring them back into your store to make another purchase.
Our team of field representatives have one goal: To represent your needs by helping you solve any problems and by clearing the path to your growth.
Your customers want answers now. So do you. That's why we answer when you call and resolve issues right away.
Our merchant portal is always accessible and available online. We make it easy to track the status of customer approvals, funding amounts and other program reports.
Our leases may be short-term but our commitment isn’t. Our business knowledge and data-driven approach add up to sustained success.
With Acima, merchants pay absolutely nothing – zero, nada, zilch – to process a customer lease.
You’ll expand your customer reach and following by making a 90-day payment option available.
Our lease provides your customer with multiple early payoff options and incentives paired with a tailored payment scheduled designed to match their payroll dates.
“I have made many calls to your customer service department and they have treated me very, very well every single time. They have answered my questions and the people I've spoken to have been very friendly and helpful. I am truly amazed at and grateful for your team. I will be using Acima as my ‘go-to’ financing company from now on."
“I absolutely love Acima! They have helped our business grow with their 90-day cash option, no-credit-needed program. We have had multiple customers come back and finance with us again through Acima, as well as refer their family and friends to us--just because of the easy process. We started out using multiple no-credit-needed companies and eventually left them because Acima has been so great to us. A special shout out to the lead processing team for always being so helpful and diligent when assisting us and our customers. Thank you!"
"We are absolutely killing it with the Acima program. We are laser focused on offering Acima to all of our customers. After only a couple of weeks, everyone at Acima seems to know my team on a first-name basis and we are able to get a live person on the phone each and every time we call with questions. Thanks to Acima, we are booked over a month out on new business."
"Acima's online application is extremely simple. The portal is well made and easy to use and we have had zero issues receiving funds. My sales guys love it because most customers get approved for something. Most of the time, we don’t even have to go through the hassle of a 90 day bank statement, voided check, photo ID, etc. Overall, after a full 45 days of using Acima for every credit application, I have to give them an A++."