Reach the customers
you’ve been missing.

The merchant application process made simple.

Complete our online merchant application in minutes.


We typically provide merchant approvals within 24 hours.


We'll get you up to speed within hours once you're approved.


More credit approvals for your customers means more sales.

Paperless process and

instant customer approvals.

Our program does not require a bunch of paperwork and documentation from your customers but we do require the following.

1. Income History

Do you have a three-month history with your current employer or source of income?

2. Monthly Income

Do you deposit $1,000 or more into your checking account each month?

3. Checking Account

Have you had a checking account for at least 90 days?

4. Checking Activity

Is your checking account free from NSFs, excessive overdrafts, and negative balances?

See your sales jump.

Acima can help you attract and capture new and
repeat customers.
Increase Traffic

We create and execute targeted co-op marketing campaigns that drive customers to your store who need a no-credit option.

Turn Browsers Into Buyers

Our real-time analytics engine quickly identifies and approves creditworthy consumers who couldn’t qualify based on their credit scores.

Market, Sell, Repeat

Once customers have paid off a lease, we’ll re-market to them – on your behalf – to bring them back into your store to make another purchase.

We’ve got your back.

No one supports you like Acima.


Our team of field representatives have one goal: To represent your needs by helping you solve any problems and by clearing the path to your growth.


Your customers want answers now. So do you. That's why we answer when you call and resolve issues right away.


Our merchant portal is always accessible and available online. We make it easy to track the status of customer approvals, funding amounts and other program reports.


Our leases may be short-term but our commitment isn’t. Our business knowledge and data-driven approach add up to sustained success.

The best lease in the

Merchants and customers deserve
fair and affordable financing options,
don’t settle for anything less.

With Acima, merchants pay absolutely nothing – zero, nada, zilch – to process a customer lease.

You’ll expand your customer reach and following by making a 90-day payment option available.

Our lease provides your customer with multiple early payoff options and incentives paired with a tailored payment schedule designed to match their payroll dates.

We couldn’t have said
it better ourselves.

Make us your first look.

You’re gonna love the Acima experience.