How it works.

Getting approved has never been easier.

YOU APPLY

Simply apply online or at your favorite store.

WE APPROVE

Our approval process is fast and friendly.

YOU SHOP

Thousands of stores are waiting for you.

WE REWARD

Earn immediate discounts through early payments.

Approval Requirements.

We don’t ask a lot, our approval process boils down to four simple questions.
1. INCOME HISTORY

Do you have a three-month history with your current employer or source of income?

2. MONTHLY INCOME

Do you deposit $1,000 or more into your checking account each month?

3. CHECKING ACCOUNT

Do you have a checking account for at least 90 days?

4. CHECKING ACTIVITY

Is your checking account free from NSFs, excessive overdrafts, and negative balances?

Flexible payment options.

Choose the option that works for you.

Payoff within 90 days

and we’ll simply close

your account for the

amount financed.

Payoff after 90 days

and save 25% or more

on all outstanding

payments.

Payoff over 12 months

and we’ll set up a flexible

payment schedule tailored

to coincide with your

payroll dates.

Service with a :-)

We’re always happy to help. Seriously. People say
they can hear us smiling over the phone.

Our helpful customer service reps are available to answer your calls, and questions, without long wait times.

Life is busy. We get it. If you’d like, we can remind you of upcoming payments, so you can stay on track to reach your repayment goals.

Each member of our team knows what they’re talking about, so they won’t pass you along to someone else.

Our customers
say it best.

We’re here for you.

Give us a call or send us an email.